The third business activity is personal financial planning and asset allocation. Over several decades, we have developed and refined proprietary and unique financial planning and asset allocation models that incorporate:
- taxes
- current and projected future cash flows
- long time horizons
- inflation assumptions
- calculating required pre and after-tax rates of return
- quantifying risk and its impact on achieving the required rates of return
- asset allocation, including between taxable and tax exempt portfolios on a holistic basis
- liquidity needs and portfolio holdings
- a broad range of public and range of public and private investments
- hedging strategies
- existing large low cost basis holdings
These services are available at relatively modest cost on a project basis if you are interested in knowing more about these services.