FINANCIAL PLANNING AND ASSET ALLOCATION

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The third business activity is personal financial planning and asset allocation. Over several decades, we have developed and refined proprietary and unique financial planning and asset allocation models that incorporate:

  • taxes 
  • current and projected future cash flows
  • long time horizons 
  • inflation assumptions 
  • calculating required pre and after-tax rates of return 
  • quantifying risk and its impact on achieving the required rates of return
  • asset allocation, including between taxable and tax exempt portfolios on a holistic basis 
  • liquidity needs and portfolio holdings 
  • a broad range of public and range of public and private investments 
  • hedging strategies 
  • existing large low cost basis holdings

These services are available at relatively modest cost on a project basis if you are interested in knowing more about these services.